FINANCIAL MENU

1. Care Credit Financing Available.
   12 months no interest payments available o.a.c.
2. Half and Half payment (for fees over $300)
   For procedure totals over $300, half of the total fee can be paid at the time of service, and the other half paid before completion of treatment at next appointment.
3. MC, VISA, Discover
   For your convenience, we accept these major credit cards
4. Financing Through Wells Fargo
   With fast approval over the phone from Wells Fargo Bank, your payments can be much lower than those available through out office. Interest rates vary depending on credit and payment terms can be extended to suit anyone's situation. We will assist you in contacting them from our office.

FORMS OF PAYMENT AND BALANCES DUE

In order to facilitate access to the very best health care possible, you may choose from any of the following (including any combination thereof): Cash, VISA, MasterCard, Discover, Money Order, Personal Checks (for patients of record), or Wells Fargo financing (see above).

Balances over 60 days will incur a financial charge of 21% APR.

INSURANCE

It is our pleasure to assist you in maximizing your insurance benefit by completing your claims forms.

The range of benefits depends solely on what your employer wishes to purchase. Some plans cover as little as 30% or as much as 100% of dental services, with most falling in the 40% to 80% range.

Some plans base the mount of benefit on a schedule of fees arbitrarily developed by insurance companies. For this reason, you may receive a lower percentage than the reimbursement level indicated in your dental plan. For example, if your plan states that it will pay 80% of the cost of a specific treatment, it means 80% of the fee arbitrarily determined by the insurance company and not the actual fee charged by our office. The financial obligation for dental treatment is between you and our office. The insurance company is responsible to you, and not to our office. We will assist you in any way that we can. Once your carrier has paid the claim, any difference will be due upon receipt of our statement. If for any reason, we have not received your insurance carrier's payment 90 days after the claim, the remaining balance will be due and payable by you, and subject to 21% APR.